Personalized Giving Programs from KBCF Advisors

Giving is about choosing the best options for your passion and your situation. The Key Biscayne Community Foundation has the professional advisors to help aid in those choices. KBCF provides professional advisors with the information they need to serve you, their clients, better.

Our professional advisors include accountants, attorneys, bank trust officers, financial advisors, and investment managers. By focusing on a giving program through the Foundation, our advisors can help you achieve growth, navigate tax issues, and maintain governance.

Reaching Your Philanthropic Objectives

Helping you reach your philanthropic objectives is an important service that the Key Biscayne Community Foundation’s financial advisors provide to you. Whether you are engaged in retirement, estate, or tax planning, our advisors will help guide you to succeed.

Working with KBCF offers you real tax advantages, as well as the chance to make the greatest charitable impact. You supplie the passion and ideas, while we supply the expertise and infrastructure to reach your goals.


The KBCF Investment Committee

Investment Plans to Meet Your Needs

The Key Biscayne Community Foundation’s Investment Committee provides oversight, guidance, and direction regarding the investment of the Foundation’s assets. The Investment Committee is committed to these principles:

  • Protecting the corpus of the Foundation.
  • Preserving the spending power of the income from the fund.
  • Maintaining a diversified portfolio of assets in order to meet investment return objectives while keeping the level of risk commensurate with that of the median fund in a representative foundation and endowment universe.
  • Complying with applicable law.

The Key Biscayne Community Foundation Investment Committee is composed of leading financial advisors and successful business leaders. The KBCF Investment Committee recognizes that no single investment plan can meet the needs of every fund.

That’s why we offer a variety of investment options, designed for different levels of risk tolerance and investment time horizons, so that each donor can meet their unique philanthropic objectives.

The Key Biscayne Community Foundation recognizes that no single investment plan can meet the needs of every fund. That’s why we offer a variety of investment options, designed for different levels of risk tolerance and investment time horizons, so that each donor can meet their unique philanthropic objectives.


KBCF Standard Investment Pools

The Key Biscayne Community Foundation offers a money market pool and two investment pools consisting of a broadly diversified mix of institutional-class index funds. Each donor may recommend a change of investment pools at the beginning of any calendar quarter on three business days’ notice. If a fund has an asset balance of more than $1 million, the donor may request a customized asset allocation. As with any investment strategy, past performance does not guarantee comparable future returns. The three pools are:

Money Market Funds | Pool 1

The Key Biscayne Community Foundation has a 100 % money market pool, which offers a very conservative investment style with no investment fee.

Please note that all funds less than $25,000 are subject to the minimum annual administrative fee of $500. Please see Administrative Services Document for a listing of the comprehensive services available

Pool 1 Standard Fee Schedule
  • 2.00% for funds up to $25,000
  • 1.70% for funds $25,000 to $500,000
  • 1.50% for funds $500,000 to $1,000,000
Vanguard Funds & KBCF Investment Strategy | Pool 2 & 3

Donors may recommend that fund assets be invested in either the Vanguard actively managed conservative growth mutual fund or an investment portfolio with a more aggressive investment style, designed specifically for KBCF donors by the KBCF Investment Committee.

Please note that all funds less than $25,000 are subject to the minimum annual administrative fee of $500. Please see Administrative Services Document for a listing of the comprehensive services available

Pool 2 & 3 Standard Fee Schedule
  • 2.00% for funds up to $25,000
  • 1.85% for funds $25,000 to $500,000
  • 1.65% for funds $500,000 to $1,000,000